Banking Profits Watch: Bank of India posted a strong Q1 FY27 jump, with consolidated net profit rising to ₹1,747.39 crore and asset quality improving, while DCB Bank reported Q1 PAT up 35.5% to ₹213 crore on better credit and metrics. PSU Pressure Point: Bank of Baroda’s Q1 FY27 net profit fell 71.9% to ₹1,278 crore after a one-time ₹5,680 crore NMC settlement hit results, even as core lending income held up. Payments & Identity: India’s regulators are rolling out Central Know-Your-Customer 2.0, aiming for a common customer ID across banks and insurers from August, with mutual funds later. Fraud & Consumer Safety: Banks and travel agents warned holidaymakers about rising online scams, and Santander UK flagged holiday fraud losses of £42,773.62 in Q2. Digital Banking Product Moves: Macau’s MPay added transfers from wallet balances to linked personal bank accounts, with tiered limits and a promo first transfer free. Markets & Funding: ICICI Bank priced a $1 billion five-year dollar bond via GIFT City at a tighter spread, signaling investor appetite for Indian bank debt. Central Banking & Tech: A policy piece on how AI is changing risk pricing and credit decisions highlighted the need for stronger governance, resilience, and cyber defenses. Eurozone Retail Finance: The ECB opened a public vote on design styles for new euro banknotes, moving toward final decisions later in 2026. Recruitment & Operations: IDBI Bank’s Specialist Officer recruitment registration closes tomorrow, and SBI released final results for Circle Based Officer hiring.